A scheme like this sounds very attractive, where a certain amount is to be invested for a few years and then you get double the amount every year for perpetuity. First point to note is that if these are market-linked schemes, then no such guarantee of returns can be given in accordance with market regulations. In this article, we delve into whether such schemes are viable at all, from a purely theoretical perspective, for educational purposes only. From finance theory, we hav

Some investors may rush into investing in an NFO of a Mutual Fund that is to be launched because they think that it gives them a bargain opportunity to invest at an NAV of just ₹ 10 per unit. Let's pause for a moment and examine whether it really is a bargain opportunity or not. Assume there is an NFO offering in fund X available at an NAV of ₹ 10 and there is another existing fund Y available at an NAV of ₹ 1,000. You invest ₹ 100,000 in each of the funds at the same time.

A common question asked by many investors: Is it a good time to invest now in the stock market? Well, if you are investing through SIP, then purchase cost averaging works in your favor and you do not have to bother much about market timing, especially for long-term goals. However, even if you are an SIP investor, if the timing is determined as favorable, you may want to top-up your SIP aggressively based on the opportunity. Determining whether the timing is favorable or not i

Are you in a rush to buy a ULIP (Investment + Insurance plan) just to save on some tax? Let's first check whether or not the cost-to-benefit analysis works out for you. Before we proceed, here is the formula to calculate the ULIP plan fund value on any given day: Fund Value = Current Unit Balance x Current NAV per Unit Next, look at the brochure and benefit illustration of the plan you are interested in and review the details of applicable charges. Charges of the ULIP plan wo